State Licensing

Zoom Home Lending, LLC (NMLS #2620616) is located at 17187 North Laurel Park, Suite 350, Livonia, MI 48152. We do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age (provided you have the capacity to enter into a binding contract), because all or part of your income may be derived from a public assistance program, or because you have in good faith exercised any right under the Consumer Credit Protection Act, or any other basis that may be prohibited by the law of the state where you reside. Learn more about our company at www.nmlsconsumeraccess.org.

Zoom Home Lending, LLC is an Equal Housing Lender. We do business in accordance with federal and state laws regarding fair lending and consumer protection. We comply with all fair lending laws and regulations, including but not limited to the Equal Credit Opportunity Act (ECOA), Truth In Lending Act (TILA), Real Estate Settlement Procedures Act (RESPA), Fair Credit Reporting Act (FCRA), the Gramm Leach Bliley Act (GLBA), and the Fair Housing Act (FHA).

No Government Affiliation: Zoom Home Lending, LLC is approved to originate loans guaranteed by the United States Department of Veterans Affairs and the United States Department of Housing and Urban Development. We are not a part of the federal government nor are we endorsed by any government agency.

Fair Lending Complaints. The federal agency that administers our compliance with these federal laws is the Federal Trade Commission, Equal Credit Opportunity, Washington, DC 20580.

United States Department of Justice – Civil Rights Division: Housing and Civil Enforcement Section, Washington D.C. 20530 (usdoj.gov/crt/housing)

Consumer Financial Protection Bureau– Midwest Division P.O. Box 4503, Iowa City, Iowa 52244 (855) 411-2372 or 855-729-2372 (TTY/TDD)

State Disclosures

Some of the states in which we operate require mortgage brokers and mortgage lenders to disclose information regarding our licenses. The following states required disclosure of licensing information. If your state is not listed, it doesn't require a specific disclosure. However, you may find all of our licensing information by visiting our NMLS Consumer Access Page.

Call Zoom Home Lending toll free at (800) 628-3183.

Texas Disclosure

Consumers wishing to file a complaint against a mortgage company or a licensed mortgage company residential mortgage loan originator should complete and send a complaint form to the Texas Department of Savings and Mortgage Lending, 2601 North Lamar, Suite 201, Austin, Texas 78705. Complaint forms and instructions may be obtained from the Department's website at www.sml.texas.gov. A toll-free consumer hotline is available at 1-877-276-5550.

The Department maintains a recovery fund to make payments of certain actual out of pocket damages sustained by borrowers caused by acts of licensed residential mortgage loan originators. A written application for reimbursement from the recovery fund must be filed with and investigated by the Department prior to the payment of a claim. For more information about the recovery fund, please consult the Department's website at www.sml.texas.gov.

Illinois Disclosure

Licensed by the Department of Financial and Professional Regulation, Mortgage Banking Division, 100 West Randolph, 9th Floor, Chicago, IL 60601, (888) 473-4858. For license information visit www.nmlsconsumeraccess.org.

California Disclosure

Licensed by the Department of Financial Protection and Innovation under the California Finance Lenders Law. License #60DBO-197762.

Virginia Disclosure

Licensed Mortgage Broker and Licensed Mortgage Lender (License #MC-7942). If you are refinancing a loan, your finance charges may be higher over the life of the loan even if your payment decreases.

The content provided within this website is presented for information purposes only. This is not a commitment to lend or extend credit. Information and/or dates are subject to change without notice. All loans are subject to credit approval. Other restrictions may apply. Mortgage loans may be arranged through third party providers.